/* Lite Finserv — claymorphism design system */
:root {
  --lf-bg: #f4f1ff;
  --lf-bg-2: #fdf7f2;
  --lf-surface: #fbfaff;
  --lf-ink: #1f1a3d;
  --lf-ink-2: #4a4470;
  --lf-muted: #7a7499;
  --lf-primary: #3a1fb5;
  --lf-primary-2: #6a55d8;
  --lf-primary-deep: #1a0376;
  --lf-lavender: #9c8fd6;
  --lf-mint: #3dd6b0;
  --lf-peach: #ffb38a;
  --lf-sky: #7cc4ff;
  --lf-rose: #ff8fb1;
  --lf-sun: #ffd166;
  --lf-line: rgba(58, 31, 181, .12);
  --lf-r-sm: 16px;
  --lf-r: 24px;
  --lf-r-lg: 32px;
  --lf-clay: 14px 14px 30px rgba(40, 20, 140, .16), -10px -10px 24px rgba(255, 255, 255, .95),
    inset 3px 3px 8px rgba(255, 255, 255, .85), inset -5px -5px 12px rgba(58, 31, 181, .08);
  --lf-clay-sm: 8px 8px 18px rgba(40, 20, 140, .14), -6px -6px 14px rgba(255, 255, 255, .95),
    inset 2px 2px 5px rgba(255, 255, 255, .85), inset -3px -3px 7px rgba(58, 31, 181, .07);
  --lf-clay-in: inset 6px 6px 12px rgba(40, 20, 140, .12), inset -6px -6px 12px rgba(255, 255, 255, .95);
  --lf-clay-btn: 8px 10px 20px rgba(26, 3, 118, .35), inset 3px 3px 6px rgba(255, 255, 255, .35),
    inset -4px -4px 8px rgba(40, 20, 140, .35);
  --lf-font: 'Nunito', 'Inter', system-ui, -apple-system, 'Segoe UI', sans-serif;
  --lf-display: 'Fredoka', 'Nunito', system-ui, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body.lf-body {
  margin: 0;
  font-family: var(--lf-font);
  font-size: 16px;
  line-height: 1.6;
  color: var(--lf-ink);
  background:
    radial-gradient(1200px 600px at 100% -10%, rgba(255, 179, 138, .28), transparent 60%),
    radial-gradient(900px 500px at -10% 20%, rgba(124, 196, 255, .25), transparent 60%),
    linear-gradient(180deg, var(--lf-bg) 0%, var(--lf-bg-2) 100%);
  background-attachment: fixed;
  -webkit-font-smoothing: antialiased;
}
img, svg { max-width: 100%; display: block; }
a { color: var(--lf-primary); text-decoration: none; }
a:hover { color: var(--lf-primary-deep); }
h1, h2, h3, h4 { font-family: var(--lf-display); color: var(--lf-ink); line-height: 1.18; margin: 0 0 .5em; font-weight: 600; }
h1 { font-size: clamp(2.1rem, 4.6vw, 3.6rem); letter-spacing: -.01em; }
h2 { font-size: clamp(1.6rem, 3vw, 2.4rem); }
h3 { font-size: 1.22rem; }
p { margin: 0 0 1em; color: var(--lf-ink-2); }
.lf-wrap { width: min(1200px, 100% - 40px); margin-inline: auto; }
.lf-skip { position: absolute; left: -999px; top: 8px; background: #fff; padding: 8px 14px; border-radius: 12px; z-index: 100; }
.lf-skip:focus { left: 12px; }
.lf-sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
:focus-visible { outline: 3px solid var(--lf-sky); outline-offset: 3px; border-radius: 10px; }

/* ── Clay primitives ───────────────────────────────── */
.lf-clay { background: var(--lf-surface); border-radius: var(--lf-r); box-shadow: var(--lf-clay); }
.lf-clay-sm { background: var(--lf-surface); border-radius: var(--lf-r-sm); box-shadow: var(--lf-clay-sm); }
.lf-blob {
  width: 58px; height: 58px; flex: 0 0 58px;
  display: grid; place-items: center;
  border-radius: 20px;
  font-size: 1.35rem; color: #fff;
  background: linear-gradient(145deg, var(--lf-primary-2), var(--lf-primary));
  box-shadow: 6px 8px 16px rgba(26, 3, 118, .3), inset 3px 3px 6px rgba(255, 255, 255, .45), inset -4px -4px 8px rgba(40, 20, 140, .3);
}
.lf-blob.is-mint { background: linear-gradient(145deg, #6be8c8, #22b892); box-shadow: 6px 8px 16px rgba(34, 184, 146, .3), inset 3px 3px 6px rgba(255, 255, 255, .5), inset -4px -4px 8px rgba(10, 110, 85, .3); }
.lf-blob.is-peach { background: linear-gradient(145deg, #ffc9a8, #ff9a66); box-shadow: 6px 8px 16px rgba(255, 140, 90, .3), inset 3px 3px 6px rgba(255, 255, 255, .5), inset -4px -4px 8px rgba(190, 90, 40, .25); }
.lf-blob.is-sky { background: linear-gradient(145deg, #a6d8ff, #5aaeff); box-shadow: 6px 8px 16px rgba(70, 150, 240, .3), inset 3px 3px 6px rgba(255, 255, 255, .5), inset -4px -4px 8px rgba(30, 90, 170, .25); }
.lf-blob.is-rose { background: linear-gradient(145deg, #ffb3cb, #ff6f9c); box-shadow: 6px 8px 16px rgba(255, 100, 150, .3), inset 3px 3px 6px rgba(255, 255, 255, .5), inset -4px -4px 8px rgba(170, 40, 90, .25); }
.lf-blob.is-sun { background: linear-gradient(145deg, #ffe08f, #ffbf3c); color: #5a3d00; box-shadow: 6px 8px 16px rgba(240, 170, 40, .3), inset 3px 3px 6px rgba(255, 255, 255, .55), inset -4px -4px 8px rgba(160, 100, 0, .2); }

.lf-btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  padding: 14px 26px; border: 0; border-radius: 999px;
  font: 700 1rem/1 var(--lf-font); cursor: pointer;
  transition: transform .18s ease, box-shadow .18s ease, filter .18s ease;
  white-space: nowrap;
}
.lf-btn:hover { transform: translateY(-2px); }
.lf-btn:active { transform: translateY(1px) scale(.98); }
.lf-btn-primary { color: #fff; background: linear-gradient(145deg, var(--lf-primary-2), var(--lf-primary-deep)); box-shadow: var(--lf-clay-btn); }
.lf-btn-primary:hover { color: #fff; filter: brightness(1.06); }
.lf-btn-soft { color: var(--lf-primary-deep); background: var(--lf-surface); box-shadow: var(--lf-clay-sm); }
.lf-btn-mint { color: #08402f; background: linear-gradient(145deg, #7ff0d2, #2cc49c); box-shadow: 8px 10px 20px rgba(34, 184, 146, .35), inset 3px 3px 6px rgba(255, 255, 255, .45), inset -4px -4px 8px rgba(10, 110, 85, .3); }
.lf-btn-sm { padding: 10px 18px; font-size: .92rem; }
.lf-btn[disabled] { opacity: .65; cursor: progress; transform: none; }

.lf-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 8px 16px; border-radius: 999px;
  font-weight: 800; font-size: .82rem; letter-spacing: .04em; text-transform: uppercase;
  color: var(--lf-primary-deep); background: var(--lf-surface); box-shadow: var(--lf-clay-sm);
}
.lf-eyebrow i { color: var(--lf-mint); }
.lf-chip { display: inline-flex; align-items: center; gap: 8px; padding: 10px 16px; border-radius: 999px; background: var(--lf-surface); box-shadow: var(--lf-clay-sm); font-weight: 700; color: var(--lf-ink-2); font-size: .95rem; }
.lf-chip i { color: var(--lf-primary); }
.lf-chips { display: flex; flex-wrap: wrap; gap: 14px; }

/* ── Trust bar + header ────────────────────────────── */
.lf-trustbar { background: linear-gradient(90deg, var(--lf-primary-deep), var(--lf-primary)); color: #ece8ff; font-size: .9rem; }
.lf-trustbar .lf-wrap { display: flex; align-items: center; justify-content: center; gap: 14px; padding: 9px 0; flex-wrap: wrap; text-align: center; }
.lf-trustbar a { color: #fff; font-weight: 800; text-decoration: underline; text-underline-offset: 3px; }
.lf-trustbar i { color: var(--lf-mint); }

.lf-header { position: sticky; top: 0; z-index: 50; padding: 14px 0; transition: padding .2s ease; }
.lf-header-bar { display: flex; align-items: center; gap: 18px; padding: 10px 14px 10px 18px; border-radius: 999px; background: rgba(251, 250, 255, .92); box-shadow: var(--lf-clay-sm); backdrop-filter: saturate(1.4); }
.lf-logo { display: inline-flex; align-items: center; flex: 0 0 auto; }
.lf-logo img { height: 44px; width: auto; }
.lf-nav { display: flex; align-items: center; gap: 4px; margin-left: auto; }
.lf-nav > a, .lf-nav-drop > button { padding: 10px 14px; border-radius: 999px; font-weight: 700; color: var(--lf-ink-2); background: none; border: 0; font: 700 .96rem var(--lf-font); cursor: pointer; }
.lf-nav > a:hover, .lf-nav-drop > button:hover, .lf-nav > a.is-on { color: var(--lf-primary-deep); background: rgba(58, 31, 181, .08); }
.lf-nav-drop { position: relative; }
.lf-nav-menu { position: absolute; top: calc(100% + 12px); left: 50%; transform: translateX(-50%) translateY(6px); width: 520px; padding: 18px; display: grid; grid-template-columns: 1fr 1fr; gap: 6px; opacity: 0; visibility: hidden; transition: .18s ease; }
.lf-nav-drop:hover .lf-nav-menu, .lf-nav-drop:focus-within .lf-nav-menu, .lf-nav-drop.is-open .lf-nav-menu { opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0); }
.lf-nav-menu a { display: flex; align-items: center; gap: 12px; padding: 10px 12px; border-radius: 16px; color: var(--lf-ink); font-weight: 700; font-size: .95rem; }
.lf-nav-menu a:hover { background: rgba(58, 31, 181, .07); }
.lf-nav-menu a i { width: 34px; height: 34px; display: grid; place-items: center; border-radius: 12px; background: var(--lf-bg); color: var(--lf-primary); box-shadow: var(--lf-clay-in); }
.lf-header-cta { display: flex; align-items: center; gap: 8px; }
.lf-burger { display: none; width: 46px; height: 46px; border-radius: 50%; border: 0; background: var(--lf-surface); box-shadow: var(--lf-clay-sm); color: var(--lf-primary-deep); font-size: 1.1rem; cursor: pointer; margin-left: auto; }

/* ── Hero ──────────────────────────────────────────── */
.lf-hero { position: relative; padding: 48px 0 70px; overflow: hidden; }
.lf-hero-grid { display: grid; grid-template-columns: 1.08fr .92fr; gap: 48px; align-items: center; }
.lf-hero h1 { margin: 18px 0 18px; }
.lf-hero h1 .hl { background: linear-gradient(120deg, var(--lf-primary), #c35cff 55%, var(--lf-peach)); -webkit-background-clip: text; background-clip: text; color: transparent; }
.lf-lead { font-size: 1.15rem; color: var(--lf-ink-2); max-width: 580px; }
.lf-search { display: flex; gap: 10px; padding: 10px; margin: 26px 0 18px; border-radius: 999px; background: var(--lf-surface); box-shadow: var(--lf-clay); max-width: 580px; }
.lf-search label { flex: 1; display: flex; align-items: center; gap: 12px; padding: 0 8px 0 16px; }
.lf-search i { color: var(--lf-primary); }
.lf-search input { flex: 1; border: 0; background: none; font: 600 1rem var(--lf-font); color: var(--lf-ink); min-width: 0; padding: 10px 0; }
.lf-search input:focus { outline: none; }
.lf-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 8px; }
.lf-proof { display: flex; flex-wrap: wrap; gap: 10px 22px; list-style: none; padding: 0; margin: 26px 0 0; font-weight: 700; color: var(--lf-ink-2); font-size: .95rem; }
.lf-proof i { color: var(--lf-mint); margin-right: 6px; }
.lf-foot-note { font-size: .82rem; color: var(--lf-muted); margin-top: 14px; }

.lf-hero-art { position: relative; min-height: 520px; display: grid; place-items: center; }
.lf-orb { position: absolute; border-radius: 50%; filter: blur(.5px); box-shadow: inset 10px 10px 24px rgba(255, 255, 255, .6), inset -14px -14px 30px rgba(0, 0, 0, .08), 20px 26px 44px rgba(40, 20, 140, .18); animation: lf-float 7s ease-in-out infinite; }
.lf-orb.o1 { width: 150px; height: 150px; top: 4%; right: 6%; background: radial-gradient(circle at 30% 30%, #ffd9c2, var(--lf-peach)); }
.lf-orb.o2 { width: 96px; height: 96px; bottom: 8%; left: 2%; background: radial-gradient(circle at 30% 30%, #b9f7e6, var(--lf-mint)); animation-delay: -2s; }
.lf-orb.o3 { width: 64px; height: 64px; top: 18%; left: 8%; background: radial-gradient(circle at 30% 30%, #d3ebff, var(--lf-sky)); animation-delay: -4s; }
@keyframes lf-float { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-14px); } }

.lf-phone {
  position: relative; z-index: 2; width: 290px; height: 520px; padding: 14px;
  border-radius: 46px;
  background: linear-gradient(160deg, #ffffff, #ece7ff);
  box-shadow: 30px 40px 70px rgba(26, 3, 118, .28), -16px -16px 36px rgba(255, 255, 255, .9), inset 6px 6px 14px rgba(255, 255, 255, .9), inset -10px -10px 20px rgba(58, 31, 181, .12);
  transform: rotate(-4deg);
}
.lf-phone-screen { height: 100%; border-radius: 34px; padding: 22px 18px; background: linear-gradient(180deg, #f6f3ff, #fff); box-shadow: var(--lf-clay-in); display: flex; flex-direction: column; gap: 14px; }
.lf-phone-notch { width: 90px; height: 22px; border-radius: 999px; margin: -8px auto 4px; background: #e7e1ff; box-shadow: var(--lf-clay-in); }
.lf-phone h4 { margin: 0; font-size: 1.05rem; }
.lf-phone small { color: var(--lf-muted); font-weight: 700; }
.lf-emi-card { padding: 16px; border-radius: 22px; color: #fff; background: linear-gradient(145deg, var(--lf-primary-2), var(--lf-primary-deep)); box-shadow: var(--lf-clay-btn); }
.lf-emi-card .amt { font-family: var(--lf-display); font-size: 2rem; font-weight: 600; line-height: 1.1; }
.lf-emi-card .meta { display: flex; justify-content: space-between; font-size: .8rem; opacity: .9; margin-top: 8px; }
.lf-mini-row { display: flex; align-items: center; gap: 12px; padding: 12px; border-radius: 18px; background: #fff; box-shadow: var(--lf-clay-sm); font-weight: 700; font-size: .9rem; }
.lf-mini-row .lf-blob { width: 38px; height: 38px; flex-basis: 38px; border-radius: 13px; font-size: .95rem; }
.lf-mini-row span:not(.lf-blob) { color: var(--lf-muted); font-weight: 600; font-size: .78rem; display: block; }
.lf-float-card { position: absolute; z-index: 3; display: flex; align-items: center; gap: 12px; padding: 12px 16px; border-radius: 20px; background: var(--lf-surface); box-shadow: var(--lf-clay); font-weight: 800; font-size: .9rem; animation: lf-float 6s ease-in-out infinite; }
.lf-float-card .lf-blob { width: 40px; height: 40px; flex-basis: 40px; border-radius: 14px; font-size: 1rem; }
.lf-float-card span:not(.lf-blob) { display: block; font-weight: 600; color: var(--lf-muted); font-size: .76rem; }
.lf-float-card.f1 { top: 12%; left: -2%; }
.lf-float-card.f2 { bottom: 14%; right: -4%; animation-delay: -3s; }

/* ── Sections ──────────────────────────────────────── */
.lf-section { padding: 70px 0; }
.lf-section.is-tight { padding: 40px 0; }
.lf-head { text-align: center; max-width: 720px; margin: 0 auto 44px; }
.lf-head p { font-size: 1.08rem; }
.lf-head .lf-eyebrow { margin-bottom: 14px; }
.lf-grid { display: grid; gap: 26px; }
.lf-grid-2 { grid-template-columns: repeat(2, 1fr); }
.lf-grid-3 { grid-template-columns: repeat(3, 1fr); }
.lf-grid-4 { grid-template-columns: repeat(4, 1fr); }
.lf-card { padding: 28px; transition: transform .2s ease; }
.lf-card:hover { transform: translateY(-4px); }
.lf-card h3 { margin: 18px 0 8px; }
.lf-card p { margin: 0; font-size: .98rem; }

.lf-tiles { display: grid; grid-template-columns: repeat(6, 1fr); gap: 22px; }
.lf-tile.is-all { background: linear-gradient(150deg, var(--lf-primary-2), var(--lf-primary-deep)); color: #fff; box-shadow: var(--lf-clay-btn); }
.lf-tile.is-all strong, .lf-tile.is-all span.go { color: #fff; }
.lf-tile.is-all span:not(.lf-blob) { color: #ddd6ff; }
.lf-tile.is-all .lf-blob { background: rgba(255, 255, 255, .18); box-shadow: inset 2px 2px 5px rgba(255, 255, 255, .3); }
.lf-tile .lf-blob { width: 64px; height: 64px; flex-basis: 64px; border-radius: 22px; font-size: 1.6rem; }
.lf-tile { display: flex; flex-direction: column; align-items: flex-start; gap: 14px; padding: 22px; color: var(--lf-ink); transition: transform .2s ease; }
.lf-tile:hover { transform: translateY(-5px) rotate(-.5deg); color: var(--lf-ink); }
.lf-tile strong { font-family: var(--lf-display); font-weight: 600; font-size: 1.08rem; }
.lf-tile span:not(.lf-blob) { font-size: .86rem; color: var(--lf-muted); line-height: 1.45; }
.lf-tile span.go { margin-top: auto; font-weight: 800; color: var(--lf-primary); font-size: .88rem; }

.lf-steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; counter-reset: lfstep; }
.lf-step { position: relative; padding: 30px 24px 26px; }
.lf-step::before { counter-increment: lfstep; content: counter(lfstep); position: absolute; top: -14px; right: 20px; width: 40px; height: 40px; border-radius: 50%; display: grid; place-items: center; font: 700 1.05rem var(--lf-display); color: var(--lf-primary-deep); background: var(--lf-surface); box-shadow: var(--lf-clay-sm); }
.lf-step h3 { margin: 18px 0 8px; }
.lf-step p { margin: 0; font-size: .96rem; }

.lf-phones { display: grid; grid-template-columns: repeat(6, 1fr); gap: 20px; }
.lf-phone-card { padding: 22px 18px; text-align: center; display: flex; flex-direction: column; align-items: center; gap: 10px; }
.lf-phone-ico { position: relative; width: 62px; height: 104px; border-radius: 18px; padding: 5px; background: linear-gradient(160deg, #fff, #e4dcff); box-shadow: 6px 8px 16px rgba(26, 3, 118, .18), -4px -4px 10px rgba(255, 255, 255, .95), inset 2px 2px 4px rgba(255, 255, 255, .9); display: block; }
.lf-phone-ico::before { content: ""; position: absolute; top: 9px; left: 50%; width: 18px; height: 5px; border-radius: 999px; transform: translateX(-50%); background: rgba(26, 3, 118, .35); z-index: 1; }
.lf-phone-ico b { width: 100%; height: 100%; border-radius: 13px; display: grid; place-items: center; color: #fff; font: 600 1.9rem/1 var(--lf-display); background: linear-gradient(160deg, var(--lf-primary-2), var(--lf-primary-deep)); box-shadow: inset 2px 2px 6px rgba(255, 255, 255, .25); }
.lf-phone-card strong { font-family: var(--lf-display); font-weight: 600; }
.lf-phone-card span:not(.lf-phone-ico) { font-size: .82rem; color: var(--lf-muted); font-weight: 700; }
.lf-badge { display: inline-flex; align-items: center; gap: 6px; padding: 5px 12px; border-radius: 999px; font-size: .76rem; font-weight: 800; background: #e8fbf5; color: #0d7a5c; box-shadow: inset 2px 2px 4px rgba(255, 255, 255, .9), inset -2px -2px 5px rgba(13, 122, 92, .1); }
.lf-badge.is-violet { background: #efeaff; color: var(--lf-primary-deep); }
.lf-illus { font-size: .78rem; color: var(--lf-muted); text-align: center; margin-top: 16px; }

.lf-grades { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; }
.lf-grade { padding: 24px; }
.lf-grade .top { display: flex; align-items: center; justify-content: space-between; margin-bottom: 12px; }
.lf-grade h3 { margin: 0; }
.lf-grade p { font-size: .94rem; margin: 0; }

/* EMI calculator */
.lf-calc { display: grid; grid-template-columns: 1.1fr .9fr; gap: 28px; padding: 30px; }
.lf-calc-field { margin-bottom: 22px; }
.lf-calc-field .row { display: flex; justify-content: space-between; align-items: center; margin-bottom: 10px; font-weight: 800; }
.lf-calc-field output, .lf-calc-field .val { padding: 6px 14px; border-radius: 12px; background: var(--lf-bg); box-shadow: var(--lf-clay-in); font-weight: 800; color: var(--lf-primary-deep); min-width: 110px; text-align: right; }
.lf-range { -webkit-appearance: none; appearance: none; width: 100%; height: 14px; border-radius: 999px; background: var(--lf-bg); box-shadow: var(--lf-clay-in); outline: none; }
.lf-range::-webkit-slider-thumb { -webkit-appearance: none; width: 28px; height: 28px; border-radius: 50%; cursor: pointer; background: linear-gradient(145deg, var(--lf-primary-2), var(--lf-primary-deep)); box-shadow: 4px 5px 10px rgba(26, 3, 118, .4), inset 2px 2px 4px rgba(255, 255, 255, .4); }
.lf-range::-moz-range-thumb { width: 28px; height: 28px; border: 0; border-radius: 50%; cursor: pointer; background: linear-gradient(145deg, var(--lf-primary-2), var(--lf-primary-deep)); box-shadow: 4px 5px 10px rgba(26, 3, 118, .4); }
.lf-calc-out { padding: 28px; border-radius: var(--lf-r); color: #fff; background: linear-gradient(150deg, var(--lf-primary-2), var(--lf-primary-deep)); box-shadow: var(--lf-clay-btn); display: flex; flex-direction: column; }
.lf-calc-out .emi-label { font-weight: 700; opacity: .9; }
.lf-calc-out .emi { font: 600 clamp(2.2rem, 4vw, 3rem)/1.1 var(--lf-display); margin: 6px 0 18px; }
.lf-calc-out dl { margin: 0 0 20px; display: grid; gap: 10px; }
.lf-calc-out dl div { display: flex; justify-content: space-between; padding: 10px 14px; border-radius: 14px; background: rgba(255, 255, 255, .12); box-shadow: inset 2px 2px 5px rgba(255, 255, 255, .15); }
.lf-calc-out dt { opacity: .88; }
.lf-calc-out dd { margin: 0; font-weight: 800; }
.lf-calc-out .lf-btn { margin-top: auto; }
.lf-calc-note { font-size: .8rem; opacity: .85; margin: 12px 0 0; color: #ece8ff; }

/* Lender / trust */
.lf-lender { display: grid; grid-template-columns: auto 1fr auto; gap: 26px; align-items: center; padding: 32px; }
.lf-lender .lf-blob { width: 78px; height: 78px; flex-basis: 78px; border-radius: 26px; font-size: 1.8rem; }
.lf-lender h3 { margin: 0 0 6px; font-size: 1.4rem; }
.lf-lender p { margin: 0; }
.lf-kv { display: grid; grid-template-columns: max-content 1fr; gap: 10px 22px; margin: 18px 0 0; }
.lf-kv dt { font-weight: 800; color: var(--lf-ink); }
.lf-kv dd { margin: 0; color: var(--lf-ink-2); }

/* Merchant CTA band */
.lf-band { display: grid; grid-template-columns: 1.3fr .7fr; gap: 30px; align-items: center; padding: 44px; border-radius: var(--lf-r-lg); background: linear-gradient(140deg, #ffe7d8, #ffd3e2 50%, #e4dcff); box-shadow: var(--lf-clay); }
.lf-band h2 { margin-bottom: 12px; }
.lf-band ul { list-style: none; padding: 0; margin: 18px 0 0; display: grid; gap: 10px; font-weight: 700; color: var(--lf-ink-2); }
.lf-band ul i { color: var(--lf-primary); margin-right: 8px; }
.lf-band .stack { display: grid; gap: 14px; justify-items: stretch; }

/* FAQ */
.lf-faq { display: grid; gap: 16px; max-width: 860px; margin: 0 auto; }
.lf-faq details { padding: 4px 24px; border-radius: 22px; background: var(--lf-surface); box-shadow: var(--lf-clay-sm); }
.lf-faq summary { list-style: none; cursor: pointer; padding: 18px 0; font-weight: 800; font-size: 1.04rem; display: flex; justify-content: space-between; align-items: center; gap: 16px; color: var(--lf-ink); }
.lf-faq summary::-webkit-details-marker { display: none; }
.lf-faq summary::after { content: '+'; width: 32px; height: 32px; flex: 0 0 32px; border-radius: 50%; display: grid; place-items: center; font-size: 1.2rem; color: var(--lf-primary-deep); background: var(--lf-bg); box-shadow: var(--lf-clay-in); transition: transform .2s ease; }
.lf-faq details[open] summary::after { transform: rotate(45deg); }
.lf-faq details p { padding-bottom: 18px; margin: 0; }

/* Support CTA */
.lf-support { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.lf-support .lf-card { display: flex; gap: 16px; align-items: flex-start; }
.lf-support .lf-card h3 { margin: 0 0 4px; font-size: 1.05rem; }
.lf-support a { font-weight: 800; word-break: break-word; }

/* Inner pages */
.lf-page-hero { padding: 40px 0 30px; text-align: center; }
.lf-page-hero h1 { margin: 16px auto 14px; max-width: 900px; }
.lf-page-hero .lf-lead { margin: 0 auto; }
.lf-page-hero .lf-blob { margin: 0 auto 10px; width: 72px; height: 72px; flex-basis: 72px; border-radius: 24px; font-size: 1.7rem; }
.lf-block-section { padding: 26px 0; }
.lf-block-section > h2 { font-size: clamp(1.4rem, 2.4vw, 1.9rem); margin-bottom: 20px; }
.lf-prose { padding: 30px 34px; }
.lf-prose p:last-child { margin-bottom: 0; }
.lf-list { list-style: none; padding: 26px 30px; margin: 0; display: grid; gap: 14px; }
.lf-list li { display: flex; gap: 14px; align-items: flex-start; color: var(--lf-ink-2); }
.lf-list li::before { content: ''; flex: 0 0 22px; height: 22px; margin-top: 2px; border-radius: 8px; background: linear-gradient(145deg, #7ff0d2, #2cc49c) center/12px no-repeat; box-shadow: 3px 3px 6px rgba(34, 184, 146, .3), inset 2px 2px 3px rgba(255, 255, 255, .5); }
.lf-table-wrap { padding: 10px; overflow-x: auto; }
.lf-table { width: 100%; border-collapse: separate; border-spacing: 0 8px; }
.lf-table th { text-align: left; padding: 10px 18px; font-size: .84rem; text-transform: uppercase; letter-spacing: .04em; color: var(--lf-muted); }
.lf-table td { padding: 14px 18px; background: var(--lf-bg); color: var(--lf-ink-2); }
.lf-table td:first-child { border-radius: 14px 0 0 14px; font-weight: 800; color: var(--lf-ink); }
.lf-table td:last-child { border-radius: 0 14px 14px 0; }
.lf-note { display: flex; gap: 14px; align-items: flex-start; padding: 18px 22px; margin-top: 18px; border-radius: 20px; background: #fff7e6; color: #6b4a00; box-shadow: var(--lf-clay-sm); font-size: .94rem; }
.lf-note i { margin-top: 3px; color: #e0a100; }
.lf-cta { display: flex; justify-content: space-between; align-items: center; gap: 24px; padding: 32px 36px; border-radius: var(--lf-r-lg); background: linear-gradient(140deg, #e4dcff, #d6f5ec); box-shadow: var(--lf-clay); flex-wrap: wrap; }
.lf-cta h3 { font-size: 1.5rem; margin: 0 0 4px; }
.lf-cta p { margin: 0; }
.lf-sitemap { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.lf-sitemap ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.lf-sitemap a { font-weight: 700; }
.lf-legal-layout { max-width: 900px; margin: 0 auto; }

/* Forms */
.lf-form { padding: 32px; max-width: 820px; margin: 0 auto; }
.lf-form h3 { margin-bottom: 6px; }
.lf-form-sub { margin-bottom: 22px; }
.lf-fields { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.lf-field { display: flex; flex-direction: column; gap: 8px; }
.lf-field.is-full { grid-column: 1 / -1; }
.lf-field label { font-weight: 800; font-size: .92rem; }
.lf-field input, .lf-field select, .lf-field textarea {
  width: 100%; padding: 14px 18px; border: 0; border-radius: 16px;
  font: 600 1rem var(--lf-font); color: var(--lf-ink);
  background: var(--lf-bg); box-shadow: var(--lf-clay-in);
}
.lf-field textarea { min-height: 120px; resize: vertical; }
.lf-field input:focus, .lf-field select:focus, .lf-field textarea:focus { outline: 3px solid rgba(124, 196, 255, .7); }
.lf-field-err { display: none; color: #c2265c; font-size: .82rem; font-weight: 700; }
.lf-field.has-err .lf-field-err { display: block; }
.lf-field.has-err input, .lf-field.has-err select, .lf-field.has-err textarea { box-shadow: var(--lf-clay-in), 0 0 0 2px rgba(255, 111, 156, .6); }
.lf-consent { display: flex; gap: 12px; align-items: flex-start; margin: 20px 0; font-size: .9rem; color: var(--lf-ink-2); cursor: pointer; }
.lf-consent input { width: 20px; height: 20px; margin-top: 2px; accent-color: var(--lf-primary); flex: 0 0 20px; }
.lf-form-msg { margin-top: 16px; font-weight: 800; }
.lf-form-msg.is-ok { color: #0d7a5c; }
.lf-form-msg.is-err { color: #c2265c; }

/* Footer */
.lf-footer { margin-top: 60px; padding: 60px 0 30px; background: linear-gradient(180deg, #1f0a7a, #10034a); color: #c9c3ea; border-radius: 48px 48px 0 0; box-shadow: inset 0 10px 30px rgba(255, 255, 255, .06); }
.lf-footer a { color: #e6e1ff; }
.lf-footer a:hover { color: #fff; }
.lf-footer-top { display: grid; grid-template-columns: 1.5fr repeat(3, 1fr); gap: 36px; }
.lf-footer .lf-logo { padding: 10px 18px; border-radius: 22px; background: #fff; box-shadow: 6px 8px 18px rgba(0, 0, 0, .25), inset 2px 2px 5px rgba(255, 255, 255, .9), inset -3px -3px 7px rgba(26, 3, 118, .1); }
.lf-footer p { color: #b9b2df; font-size: .92rem; }
.lf-footer h4 { color: #fff; font-size: 1rem; margin-bottom: 14px; }
.lf-footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; font-size: .93rem; }
.lf-footer-disclosure { margin-top: 38px; padding: 22px 24px; border-radius: 22px; background: rgba(255, 255, 255, .06); box-shadow: inset 2px 2px 6px rgba(255, 255, 255, .06), inset -3px -3px 8px rgba(0, 0, 0, .2); font-size: .9rem; display: grid; gap: 10px; }
.lf-footer-disclosure p { margin: 0; color: #d6d0f5; }
.lf-footer-disclosure strong { color: #fff; }
.lf-footer-entity { display: flex; flex-wrap: wrap; gap: 8px 26px; font-size: .86rem; color: #b9b2df; }
.lf-footer-bottom { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; margin-top: 26px; padding-top: 22px; border-top: 1px solid rgba(255, 255, 255, .1); font-size: .86rem; }
.lf-footer-legal { display: flex; flex-wrap: wrap; gap: 6px 18px; }

/* Reveal */
.lf-js .lf-reveal { opacity: 0; transform: translateY(18px); transition: opacity .6s ease, transform .6s ease; }
.lf-js .lf-reveal.is-in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; }
  .lf-js .lf-reveal { opacity: 1; transform: none; }
}

/* Auth */
.lf-auth-shell { min-height: 100vh; display: grid; grid-template-columns: 1fr 1fr; gap: 0; }
.lf-auth-aside { padding: 48px; display: flex; flex-direction: column; justify-content: space-between; background: linear-gradient(150deg, var(--lf-primary-2), var(--lf-primary-deep)); color: #ece8ff; border-radius: 0 48px 48px 0; box-shadow: inset -10px 0 30px rgba(0, 0, 0, .12); }
.lf-auth-aside .lf-logo { align-self: flex-start; padding: 10px 18px; border-radius: 22px; background: #fff; box-shadow: 6px 8px 18px rgba(0, 0, 0, .2), inset 2px 2px 5px rgba(255, 255, 255, .9); }
.lf-auth-aside h2 { color: #fff; font-size: 2.2rem; margin-top: 40px; }
.lf-auth-aside p { color: #ddd6ff; }
.lf-auth-aside ul { list-style: none; padding: 0; display: grid; gap: 16px; margin: 26px 0; }
.lf-auth-aside li { display: flex; gap: 14px; align-items: center; padding: 14px 16px; border-radius: 20px; background: rgba(255, 255, 255, .1); box-shadow: inset 2px 2px 6px rgba(255, 255, 255, .15); font-weight: 700; }
.lf-auth-main { display: grid; place-items: center; padding: 40px 20px; }
.lf-auth-card { width: min(440px, 100%); padding: 38px 34px; }
.lf-auth-brand { display: none; }
.lf-auth-card h1 { font-size: 2rem; margin: 14px 0 6px; }
.lf-auth-card .form-input { width: 100%; padding: 14px 18px; border: 0; border-radius: 16px; font: 600 1rem var(--lf-font); background: var(--lf-bg); box-shadow: var(--lf-clay-in); color: var(--lf-ink); }
.lf-auth-card .lf-field { margin-bottom: 16px; }
.lf-auth-card .lf-btn { width: 100%; margin-top: 8px; }
.lf-auth-card .error-message { display: none; color: #c2265c; font-size: .82rem; font-weight: 700; }
.lf-auth-card .error-message.show { display: block; }
.lf-auth-card .alert { display: none; gap: 10px; align-items: center; padding: 12px 16px; border-radius: 14px; margin-bottom: 14px; font-weight: 700; font-size: .92rem; }
.lf-auth-card .alert.show { display: flex; }
.lf-auth-card .alert-success { background: #e8fbf5; color: #0d7a5c; }
.lf-auth-card .alert-danger { background: #ffe9f0; color: #c2265c; }
.lf-auth-card .hidden { display: none !important; }
.lf-auth-meta { display: flex; justify-content: space-between; align-items: center; font-size: .9rem; margin: 6px 0 10px; font-weight: 700; }
.lf-auth-foot { text-align: center; margin-top: 20px; font-size: .92rem; }
.otp-boxes { display: flex; gap: 10px; justify-content: space-between; margin: 10px 0 18px; }
.otp-box { width: 48px; height: 56px; border: 0; border-radius: 14px; text-align: center; font: 800 1.3rem var(--lf-font); background: var(--lf-bg); box-shadow: var(--lf-clay-in); color: var(--lf-ink); }
.lf-auth-card .btn-skip, .lf-auth-card .lf-link-btn { background: none; border: 0; color: var(--lf-primary); font: 800 .92rem var(--lf-font); cursor: pointer; padding: 10px; width: 100%; }
.lf-auth-card .enroll-features { padding-left: 18px; color: var(--lf-ink-2); }
.loading-overlay { display: none; position: fixed; inset: 0; background: rgba(244, 241, 255, .7); z-index: 200; place-items: center; }
.loading-overlay.show { display: grid; }
.loading-spinner { width: 48px; height: 48px; border-radius: 50%; border: 5px solid #e2dbff; border-top-color: var(--lf-primary); animation: lf-spin 1s linear infinite; }
@keyframes lf-spin { to { transform: rotate(360deg); } }
.toast-container { position: fixed; top: 20px; right: 20px; z-index: 300; display: grid; gap: 10px; }

/* Responsive */
@media (max-width: 1080px) {
  .lf-nav, .lf-header-cta .lf-hide-md { display: none; }
  .lf-burger { display: inline-grid; place-items: center; }
  .lf-header.is-menu .lf-nav { display: flex; position: absolute; top: calc(100% - 4px); left: 20px; right: 20px; flex-direction: column; align-items: stretch; padding: 16px; border-radius: 28px; background: var(--lf-surface); box-shadow: var(--lf-clay); }
  .lf-header.is-menu .lf-nav-menu { position: static; transform: none; width: auto; opacity: 1; visibility: visible; box-shadow: none; padding: 4px 0 4px 10px; display: none; grid-template-columns: 1fr; }
  .lf-header.is-menu .lf-nav-drop.is-open .lf-nav-menu { display: grid; }
  .lf-hero-grid, .lf-calc, .lf-band { grid-template-columns: 1fr; }
  .lf-hero-art { min-height: 460px; width: min(660px, 100%); margin: 0 auto; }
  .lf-float-card.f1 { top: 6%; left: 0; }
  .lf-float-card.f2 { right: 0; }
  .lf-header-cta { margin-left: auto; }
  .lf-burger { margin-left: 0; }
  .lf-header.is-menu .lf-nav { max-height: calc(100vh - 130px); max-height: calc(100dvh - 130px); overflow-y: auto; overscroll-behavior: contain; }
  .lf-grid-4, .lf-steps, .lf-grades { grid-template-columns: repeat(2, 1fr); }
  .lf-tiles, .lf-phones { grid-template-columns: repeat(3, 1fr); }
  .lf-footer-top { grid-template-columns: 1fr 1fr; }
  .lf-lender { grid-template-columns: auto 1fr; }
  .lf-lender .lf-btn { grid-column: 1 / -1; justify-self: start; }
}
@media (max-width: 720px) {
  .lf-wrap { width: min(1200px, 100% - 28px); }
  .lf-section { padding: 50px 0; }
  .lf-grid-2, .lf-grid-3, .lf-grid-4, .lf-steps, .lf-grades, .lf-support, .lf-sitemap, .lf-fields { grid-template-columns: 1fr; }
  .lf-tiles, .lf-phones { grid-template-columns: repeat(2, 1fr); gap: 16px; }
  .lf-lender { grid-template-columns: 1fr; gap: 18px; }
  .lf-lender > * { min-width: 0; }
  .lf-kv { grid-template-columns: 1fr; gap: 2px; }
  .lf-kv dd { margin-bottom: 10px; }
  .lf-search { flex-direction: column; border-radius: 28px; }
  .lf-search .lf-btn { width: 100%; }
  .lf-hero { padding-bottom: 40px; }
  .lf-hero-art { min-height: 0; padding: 40px 0 36px; }
  .lf-phone { width: min(272px, 78vw); height: auto; transform: rotate(-2deg); }
  .lf-phone-screen { height: auto; padding: 20px 14px; gap: 12px; }
  .lf-mini-row { padding: 10px; gap: 10px; font-size: .84rem; }
  .lf-float-card { padding: 8px 12px; gap: 8px; font-size: .78rem; border-radius: 16px; }
  .lf-float-card .lf-blob { width: 30px; height: 30px; flex-basis: 30px; border-radius: 10px; font-size: .8rem; }
  .lf-float-card span:not(.lf-blob) { font-size: .68rem; }
  .lf-float-card.f1 { top: 0; left: 0; }
  .lf-float-card.f2 { top: auto; bottom: 0; right: 0; }
  .lf-orb.o1 { width: 110px; height: 110px; }
  .lf-footer-top { grid-template-columns: 1fr 1fr; gap: 28px 20px; }
  .lf-footer-top > :first-child { grid-column: 1 / -1; }
  .lf-band, .lf-cta, .lf-form, .lf-calc { padding: 24px; }
  .lf-auth-shell { grid-template-columns: 1fr; }
  .lf-auth-aside { display: none; }
  .lf-auth-main { place-items: start center; align-content: start; gap: 22px; padding: 28px 16px 40px; }
  .lf-auth-brand { display: block; }
  .lf-auth-card { padding: 30px 22px; }
  .lf-header-cta .lf-btn-primary { display: none; }
  .lf-trustbar .lf-wrap { font-size: .82rem; }
}