Plan your budget
EMI calculator
Move the sliders to see your monthly EMI, the total interest, fees and the all-in APR.
Your monthly EMI
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- Loan amount
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- Total interest
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- Fees incl. 18% GST
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- Total you pay
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- APR (all-in yearly cost)
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Illustrative only. Your actual rate, fees and APR are set by the lender and shown in your Key Fact Statement.
How we calculate
- EMI is calculated on a reducing balance: interest is charged only on the amount still outstanding.
- Processing fee is charged once, with 18% GST shown separately.
- APR (Annual Percentage Rate) is the all-in yearly cost including interest and fees, worked out the same way as in a Key Fact Statement.
Results are illustrative. Your actual rate, fees and APR are decided by the lender and shown in your Key Fact Statement.