Four simple steps
How it works
From choosing a product to taking it home, the whole journey is digital and every cost is shown upfront.
The journey
Choose your product
Pick a new phone, a certified refurbished phone or a home essential from a partner merchant.
Check eligibility
Share your PAN, mobile number and PIN code. The lender checks your eligibility with your consent.
KYC, KFS & e-mandate
Complete e-KYC, review the Key Fact Statement, e-sign the agreement and set up your repayment mandate.
Take your product home
The lender pays the merchant directly and you take your product home. Pay in easy monthly EMIs.
Documents you need
PAN
For identity and the eligibility check.
Aadhaar
For OTP-based e-KYC, or CKYC / video KYC as the lender decides.
Bank account
For the e-NACH or UPI AutoPay repayment mandate.
Mobile number
Linked to your Aadhaar for OTPs.
Typical timelines
| Step | Usually takes |
|---|---|
| Eligibility check | A few minutes |
| KYC and Key Fact Statement | 5 to 15 minutes |
| Agreement e-sign and mandate | A few minutes |
| Lender pays the merchant | Same day in most cases |
Timelines are indicative and depend on the lender's checks.
Ready to start?
Check your eligibility in a few minutes.